How to Transfer USDT from Binance to OKX: A Step-by-Step Guide

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Transferring digital assets between cryptocurrency exchanges is a common task for traders and investors. One of the most frequent transfers involves moving USDT from Binance to OKX (formerly known as OKEx). Done correctly, this process is fast, secure, and cost-effective. However, a single mistake—especially in network selection—can lead to irreversible fund loss.

In this comprehensive guide, we’ll walk you through each step of transferring USDT from Binance to OKX with precision, safety, and efficiency. Whether you're a beginner or an experienced trader, this tutorial ensures your transfer goes smoothly.

Understanding Your Exchange Accounts

Before initiating any transfer, it's essential to understand where your funds are stored within Binance.

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After logging into your Binance app, navigate to the bottom-right corner and tap on [Assets] or [Funds]. You'll see several account types:

If you purchased USDT using fiat currency (like USD or EUR), those tokens are likely in your Funding Account by default. To trade or transfer them externally, you must first transfer the USDT from the Funding Account to the Spot Account.

To do this:

  1. Tap [Transfer].
  2. Select "From: Funding Account" and "To: Spot Account".
  3. Choose USDT and enter the amount.
  4. Confirm the transfer.

This internal move is instant and fee-free. Once completed, you're ready for the next phase: withdrawal.

Choosing the Right Withdrawal Method and Network

Now that your USDT is in your Spot Account, go back to the main Assets page and select [Withdraw].

Search for USDT and click on it. You'll be presented with two options:

Select Blockchain Transfer, as this allows you to send USDT directly to OKX using a public wallet address.

At this stage, three critical elements come into play:

  1. Recipient Address (your OKX deposit address)
  2. Transfer Network (e.g., TRC20, ERC20, BEP20)
  3. Withdrawal Amount

⚠️ Warning: The transfer network must match exactly on both ends—Binance and OKX. Sending USDT via TRC20 but depositing on an ERC20 address will result in lost funds.

So, before entering any details, determine which network you’ll use.

Recommended Network: TRC20 (Tron)

For small to medium transfers, TRC20 (Tron network) is ideal because:

Other options like ERC20 (Ethereum) have higher gas fees and slower processing, while BEP20 (BSC) offers a middle ground but isn’t always necessary unless specified.

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Generating Your OKX Deposit Address

To receive USDT on OKX, you need a valid deposit address tied to the correct network.

Here’s how:

  1. Log in to your OKX app.
  2. Tap [Assets] at the bottom.
  3. Select [Deposit].
  4. Search for USDT and choose it.
  5. Under Network, select TRC20 (Tron) — same as chosen on Binance.
  6. OKX will generate a unique deposit address (a long string of letters and numbers).

✅ Copy this address carefully.
❌ Do not modify even a single character.

Some users prefer scanning a QR code instead of copying text—this reduces human error.

Return to Binance’s withdrawal page and paste the copied address into the Address field.

Double-check:

Enter the withdrawal amount. For first-time transfers, start with a small test amount, such as 10 USDT, to verify everything works before sending larger sums.

Review the estimated network fee—usually around $0.50–$1.00 on TRC20.

Finalizing the Transfer: Confirmation & Security Steps

Before hitting submit, reconfirm:

Once satisfied, tap [Withdraw].

Binance will prompt additional security verification:

Enter the required codes and finalize the request.

You’ll receive a confirmation message stating that your withdrawal has been submitted and is being processed.

Note: Processing time is typically under 5 minutes, though blockchain confirmations may take slightly longer depending on network congestion.

Tracking Your Transfer Status

After submission, track your transaction:

On Binance:

On OKX:

Once confirmed, the balance will reflect in your OKX Spot Account.

Frequently Asked Questions (FAQ)

Q1: Can I lose my funds during a cross-exchange transfer?

Yes, if you send funds using the wrong network (e.g., ERC20 to a BEP20-only address), recovery may be impossible. Always double-check the network match before confirming.

Q2: How long does it take for USDT to arrive on OKX?

Most TRC20 transfers complete within 1–10 minutes. During peak congestion, allow up to 30 minutes.

Q3: Is there a minimum withdrawal amount on Binance?

Yes. For USDT via TRC20, the minimum is usually 1 USDT. Check current thresholds in-app as they may vary slightly.

Q4: Why use TRC20 instead of other networks?

TRC20 offers low fees and fast speeds—ideal for transfers under $10,000. For larger amounts or institutional needs, ERC20 may provide better traceability despite higher costs.

Q5: Can I cancel a withdrawal after submitting?

No. Once confirmed and processed on-chain, cryptocurrency transactions are irreversible. Always verify details before submission.

Q6: Do I need KYC verification to transfer between exchanges?

No. Transferring crypto between wallets or exchanges does not require KYC. However, depositing or withdrawing fiat currencies usually does.

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By following this guide, you now have the knowledge and confidence to move USDT between Binance and OKX safely. Remember: accuracy in network selection and address verification is non-negotiable. With careful execution, you can enjoy greater flexibility in managing your digital assets across platforms.